The problem
Compliance shouldn't be the reason your product launch slips
Fintechs and banks spend millions on compliance every year — hiring teams of analysts, engaging expensive consultants, and building internal tooling that never quite keeps up. Regulatory changes arrive faster than teams can process them, and every new product launch means months of compliance review.
StackTalk changes this equation. Our AI platform continuously monitors the regulatory landscape, automates evidence collection and control testing, and accelerates compliance reviews so your team can ship products faster. Compliance becomes a tailwind, not a headwind.
Capabilities
Built for teams that ship fast
and stay compliant
Know what regulators are doing — before it impacts you.
StackTalk's AI continuously monitors CFPB, OCC, FDIC, FinCEN, state regulators, and more. When something changes, you get an instant, plain-language analysis of what it means for your products.
Learn moreReal-time monitoring
Track regulatory changes across 50+ federal and state bodies. Never miss an update again.
AI impact analysis
Instant assessment of how each regulatory change affects your specific products, markets, and licenses.
Change management
Automated workflows to triage, assign, and track regulatory changes through to resolution.
Regulatory calendar
Forward-looking view of comment periods, effective dates, and examination schedules.
Automate the grind. Focus on what matters.
Evidence collection, control testing, policy mapping, audit prep — StackTalk automates the manual work that consumes your compliance team, freeing them to focus on strategy and risk.
Learn moreEvidence collection
Automatically pull evidence from Plaid, Stripe, your core banking system, and 50+ integrations.
Continuous control testing
AI-powered testing that runs continuously, not just before audits. Catch gaps in real time.
Policy management
AI-assisted policy drafting, version control, and automatic mapping to regulatory requirements.
Audit preparation
Generate audit-ready packages on demand. UDAAP, PCI DSS, BSA/AML — all in one click.
Ship products months faster.
Every new fintech product needs compliance review. StackTalk pre-maps regulatory requirements, generates compliance documentation, and manages the approval workflow so you launch faster.
Learn moreProduct compliance blueprints
Pre-built compliance checklists for lending, payments, banking, crypto, and insurance products.
State licensing tracker
Track money transmitter, lending, and other state license requirements across all 50 states.
Approval workflows
Manage internal compliance reviews with automated routing, approvals, and audit trails.
Documentation generation
AI generates compliance memos, risk assessments, and board-ready summaries from your data.
Regulations & Frameworks
Every regulation. One platform.
Pre-built control mappings for the regulations that matter most for financial products. Custom frameworks supported too.
BSA / AML
Anti-money laundering
KYC / CDD
Customer due diligence
UDAAP
Unfair, deceptive, abusive acts
PCI DSS
v4.0 ready
GLBA
Financial privacy
Reg E
Electronic fund transfers
CFPB
Consumer protection
State MTLs
Money transmitter licenses
Security & Trust
Enterprise-grade by design
Built for regulated financial institutions from day one.
Bank-grade security
UDAAP compliant, end-to-end encryption, and role-based access controls. Your data is protected with the same standards we help you meet.
Built for regulators
Every feature is designed with examiner expectations in mind. Audit trails, evidence packages, and reports that regulators actually want to see.
Deploy your way
SaaS, single-tenant, or on-premise. StackTalk adapts to your institution's deployment and data residency requirements.